Student debt, high child care costs, a lingering global pandemic, rising inflation, and sky-high home prices. Is it really a surprise that Canadians are in debt and struggling to make ends meet? If you feel like your household debt is growing and you’re unable to keep up with your monthly…

Are you on long-term disability because you’re too sick or injured to work? Do you find yourself taking on more and more debt because your benefits only cover a percentage of your regular income? Are you starting to wonder whether Bankruptcy is an option for you? Below are some of…

The realization that Bankruptcy may be your only remaining option can feel scary, overwhelming, and even embarrassing. Many people see filing for Bankruptcy as the ultimate personal and financial failure. …

The pandemic has been a game-changer for all of us. Licensed Insolvency Trustees (LITs) have a unique perspective on just how much and in what ways it’s affected the average indebted Canadian. That’s because it’s our mission to help individuals with debt problems. We reached out to Derek Chase, a…

You might have heard the word fiduciary thrown around in a conversation at a party or if you’ve ever looked for a financial advisor. But, do you know what the term really means? …

Each year, thousands of Canadians are faced with consumer insolvency. It’s not a position that anyone wants to find themselves in, yet it happens. If you are contemplating a Consumer Proposal or Bankruptcy filing, know that you are not alone. In fact, you’re in good company. While the pandemic has…

Bitcoin, Dogecoin, Etherium, Altcoin, Ripple, Litecoin, ledger, blockchain, decentralization… Huh? With all of these new terms, trying to understand cryptocurrency can feel like learning a new language. Cryptocurrency, also known as “crypto,” has been a popular topic of conversation for years with many believing it’s the next “big thing” in…

If you’re trying to stay on budget and repay your debt but you just can’t seem to get ahead, you might consider hiring a financial advisor to help to get your financial life in order. …

We have all experienced inflation. When you go to the grocery store and it feels like all of the produce has doubled in price since the year before. Or, when you go to the pumps and you’re shocked to see how much it costs to fill your tank. …